Atma Beauty, a full-service salon and spa in Miami Beach, filed a proposed class action lawsuit against its insurer, HDI Global Specialty SE, for refusing to cover business interruption losses incurred due to the COVID-19 pandemic. The salon, represented by attorneys from Podhurst Orseck PA, argues that its property insurance policy, which includes business interruption, extra expense, and civil authority coverage, obligates the insurer to pay for losses following the Miami-Dade County closure order. Crucially, the lawsuit highlights that HDI Global chose not to include the industry’s standard 2006 virus exclusion language in Atma’s policy, a fact the plaintiffs argue invalidates the insurer’s denial of coverage.
Read the full article: Law360
Originally published by Carolina Bolado | Apr 28, 2020 | Law360
